Carnegie Mellon University

The Value of a Carnegie Mellon Education

If you're willing, we'll find a way. Carnegie Mellon students come from a wide range of diverse socioeconomic backgrounds — and we're committed to making a CMU education affordable and accessible for everyone.

Attending CMU is a proven investment in your future, and we work to ensure that this investment is available to anyone who hopes to pursue it.

$20,000

CMU graduates have, on average, less than $20,000 in student loan debt - the national average is $37,000

91 percent

91% of our 2023 graduates were employed or continued their education within 6 months after graduation

$118,814

The 2023 graduating class had an average starting salary of $111,064

Don't let the cost scare you. 

Our approach to cost and financial aid ensures that deserving, talented and high-achieving students have a pathway to affording and attending CMU, regardless of their socioeconomic background or family resources. CMU's commitments to enhancing access and affordability include:

CMU Pathway Program

  • Undergraduate students whose families earn $75,000 or less annually (with typical assets) will attend CMU tuition-free.
  • Undergraduate students whose families earn $100,000 or less annually (with typical assets) will have 100% of their financial need covered without federal loans. This means that loans will not be included as part of their financial aid offer.

Find out if you're eligible and learn more about the CMU Pathway Program

Meet 100% Financial Need

Carnegie Mellon meets 100% of demonstrated financial need for all undergraduate students who are U.S. citizens and permanent residents, regardless of their family income.

Demonstrated financial need is the amount of aid that CMU estimates you need in order to afford CMU, based on the information you provide in your financial aid application.

Institutional Investments

CMU has bolstered our investment in undergraduate financial aid by over 86% in the last 10 years – from $75.7 million in fiscal year 2015 to $141.1 million in fiscal year 2024. 

Additionally, CMU has reduced the share of students borrowing federal loans from 52% in 2019 to 28% in 2024 and cutting their total debt burden at graduation by nearly 30%, from $25,936 per student to $18,200 per student, in that same five-year span. 

Targeted Initiatives

CMU has launched two targeted access and affordability initiatives – the Tartan Scholars program for undergraduate students and the CMU Rales Fellows program for graduate-level STEM students – aimed at supporting high-achieving students from demographic groups that have been historically and disproportionately removed from such opportunities.

Both programs pair institutional financial aid with an array of customized mentoring, networking and academic support.

Estimating Your Costs

FOR PROSPECTIVE UNDERGRADUATE STUDENTS: CMU offers a Net Price Calculator to give students and families a better idea of what their actual cost might be. This tool is intended for U.S. citizens, eligible non-citizens and permanent residents who plan on pursuing a full-time undergraduate degree but haven't yet applied to CMU. 

Use the Net Price Calculator

Note: This calculator provides estimated figures only. Actual costs and financial aid offers may vary and are determined once a financial aid application is submitted and processed. 

Getting Started with Financial Aid

The first step to apply for aid is completing a CSS Profile (undergraduates only) and a Free Application for Federal Student Aid (FAFSA). Once you submit these forms and they are processed, CMU will determine your eligibility and provide you with an financial aid offer. Other documents, such as tax documents, may be required.

Begin Your Application

Note: For 2025-2026, the CSS Profile opens Oct. 1, 2024. The 2025-2026 FAFSA will be available by Dec. 1, 2024. Students are encouraged to submit these forms as soon as possible once they're available.

Make Payments Manageable

Carnegie Mellon offers a payment plan, where tuition payments can be divided into smaller amounts that are paid over time. 

Payment Plan Overview